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Cashless health claim approved at admission, rejected at discharge? Here's why

New Delhi, May 26 -- Insurance regulator Insurance Regulatory and Development Authority of India (Irdai) mandated in May 2024 that insurers must decide on policyholders' cashless pre-authorization req... Read More


Insurance Ombudsman: Should policyholders be allowed professional representation?

NEW DELHI, May 26 -- Claims disputes are a familiar part of the insurance industry. Policyholders routinely approach the insurance ombudsman seeking relief after insurers reject claims they believe ar... Read More


Sukanya Samriddhi Yojana: safe, tax-free - but is the lock-in too long?

New Delhi, May 19 -- You are blessed with a baby girl and want to begin investing in her name. For many parents, the first option that comes to mind is the Sukanya Samriddhi Yojana (SSY). Backed by t... Read More


Day-one newborn cover: what insurers don't tell you

New Delhi, May 17 -- Health insurance protects against sudden and unforeseen hospitalization costs. Pregnancy, being a planned medical event in most cases, has traditionally remained outside the scope... Read More